Buyers: What's Unique About Us?!

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To begin with, we, at 👉 The Rams Group 👈 are straight-shooters,  interested in helping you get what you want, much more than our interest on ourselves! We pay meticulous attention in coaching our clients on the do's, don'ts, gotchas to watch out for during our comprehensive Buyer consultation. More than exploring your needs, the buyer consult is a highly educational session that you (the buyer) will benefit from. Then, we have our affiliate partners, lenders, inspectors, Title reps, appraisers, contractors, and the whole army of individuals, to help you reach the finish line with us alongside. All our partners are thoroughly vetted, and meet a certain quality bar! We don't let go until the job gets done, and it is about quality! And, be wowed with a near real-time response to calls, emails or texts. Check into what our buyer clients say about us on  👉 Google 👈.

Excellent thought! Be aware that the information you glean online is a great source to get started, and learn about things at a high-level. And, that is where it ends. Extra scrutiny and care is necessary, especially when you embark on a sale or purchase of the biggest asset in most cases, worth 1000s of dollars even millions, wouldn't you agree? For (eg) how do you watch out for weasel clauses, have clarity on what you are signing up for, the paperwork, and negotiate to get the best terms and price in your favor? It makes sense to leave all the minutiae to us, while you enjoy thinking about what living in your new home is all about, the experience, as your life unfolds, if you are a buyer, wouldn't you agree?

Well, there is nothing to convince! The DIY approach works as anybody can sell or buy a home; however, is that positioning you to win? 

You wouldn't open your chest and do heart-surgery yourself if you felt chest-discomfort by watching a bunch of 📺 YouTube videos, would you?! Sure, if this is not your first home-selling/buying rodeo, yes maybe. 

However, there's a reason you hire specialists who are in the trenches doing this daily, who'll offer the best advice based on the then market, correct?   

If you are serious and looking to buy homes, the online search is only about 4-5% of the home-buying journey, which anyone with access to a 🌐 browser can do. the remaining 95+% is where a strong real-estate agent who has market-knowledge and your interest at heart comes in. 

BTW, a few things that the 95% includes are:  ✅ project management to keep things on track ✅ protect your earnest-money  ✅ protect timelines for you to not default  ✅ deal with all the intense paperwork ✅ negotiate the best price and terms for you  ✅ work with the affiliate partners: lenders, appraisers, home-inspectors et al., and help you reach the finish-line successfully! And that, is where we come in.

We've been on average, helping our clients save 50-60 hours on their home-buying journey. And, the way we're able to do it is by first, front-loading the work to understand your needs thoroughly. Then, we leverage a mix of Technology plus our network (including off-market properties that are not listed and available on public portals) to enable you to  select the dream-home of choice that meets your criteria uncovered during our needs analysis.

When we represent you (the buyer), our fiduciary responsibity is to not only protect you, your investment, but also to negotate and get the best price and terms. Here's a peek about what our other clients said about how well we negotiate on  👉 Video 👈 as well as 👉 Google 👈. 

We, at 👉 The Rams Group 👈 take your privacy and confidentiality very seriously! If there is anything involving your SSN, salary, compensation, stocks, investments, etc., we defer such discussions for you to have with your lender or other appropriate resource. All we need is a final preapproval letter form the lender for us to start with our journey. And, if it is your friends, neighbors or family asking about your deal, we refer them to you to answer their questions at your discretion. 

After our comprehesive needs analysis and initial Buyer consultation session, the next step for you is to get pre-approved for a mortgage. We have an exhaustive group of lenders who we work with (there's no business affialiation other than our past clients having had great experiences working with them) who can help you get pre-approved. Once your budget and needs are matched, we start our search. This includes home listed on the MLS in addition to off-market properties that aren't listed but are known to us through our network, which we can share.

Closing costs can vary depending on the property's price, location (if there are county specific charges), Title/Escrow fees, and lender items. On average, they can range from 3% to 5% of the property's purchase price with a few outliers. 

** With the recent NAR settlement (Aug 17th, 2024), should the sellers of properties listed on the NWMLS offer partial / not offer any Buyer Broker compensation as part of the listing, that would be additional expense that Buyers have to bear for compensating the Buyer Agent. Buyer Agents' commissions are fully negotiable, and not mandated by law.

We assess the market, craft competitive offers, and present your strengths as a buyer -such as strong finances and flexible closing timelines. We often employ escalation clauses, personalized cover letters, and direct agent outreach to help your offer stand out. And, we have other proprietary strategies as well, which we are happy to share during our Buyer consultation.

Besides down payment, you should budget for closing costs, inspection fees, appraisal, home insurance, property taxes (prorated), and moving expenses. We provide a full estimate before you begin your search. 

We use recent comparable sales, neighborhood trends, and honest pricing advice to help you submit offers that are competitive but not wasteful. We protect your investment by negotiating favorable appraisal and inspection terms. Plus, we exactly know how much you should barring a very few edge cases to ensure that you are not overpaying when buying your home.

Yes, pre-approval shows sellers that you’re a serious buyer and strengthens your negotiating power. We help connect you to trusted local lenders and review your options so you’re ready to act when the right property appears. 

Plus, getting a pre-approval will make sure that you know the upper limit of what you can afford, only looking at homes that fit your budget. We are all about making the home buying process efficient, and this is one of the ways we help you achieve that.

Sometimes, but never at the expense of your protection. We review the risks with you and only recommend waiving contingencies if your interests are fully safeguarded—your long-term success is always our first priority.